Make Your Home a "H.I.T" with Home Improvements of Texas
We only recommend a new roof or file a claim when it’s genuinely necessary—no unnecessary work, no pressure. Every roof we install comes with a lifetime workmanship warranty alongside all manufacturer warranties, ensuring your home is protected and giving you true peace of mind.
Whether it’s a small repair or a complete restoration, we approach every project with urgency, professionalism, and care, no matter the size. With Home Improvements of Texas, you’re not just hiring a contractor—you’re partnering with a team dedicated to protecting your home and safeguarding your investment.
The Truth Behind Filing a Claim
Many homeowners hesitate to file an insurance claim because they worry it will raise their premiums. The truth is, insurance rates aren’t increased based on individual claims—they’re determined by the number of claims filed in your area or zip code. That means even if you don’t file a claim, your rates can still rise if neighbors in your area report damage.
If your home has sustained damage, filing a claim is worth it. It ensures your repairs are covered and protects your investment, without directly affecting your individual insurance premiums.
The Cost of Ignoring Damage
Ignoring roof or home damage can lead to more than just leaks and costly repairs. If pre-existing damage is discovered during an insurance inspection, your provider may deny coverage for a new roof, since the original damage could have contributed to additional, more expensive problems. Acting quickly to repair or report damage not only protects your home from worsening issues but also ensures that your insurance claim is valid and maximizes the coverage you’re entitled to. Addressing problems promptly is the smartest way to safeguard your investment and avoid unnecessary expenses down the line.
Filing With vs Without a Contractor
When you file a claim through a trusted contractor, you gain an extra level of expertise to guide you through the process. Your contractor acts on your behalf, representing you during inspections and ensuring nothing is overlooked. Insurance adjusters may sometimes miss or minimize damage to avoid paying out, but having a contractor present helps ensure all issues are properly documented.
Tarping Your Roof
In the eyes of insurance, tarping your roof is the homeowner’s responsibility. While most insurance companies will reimburse you, it’s your duty to protect your home and prevent further damage. At Home Improvements of Texas, we tarp your roof upfront and bill your insurance company after the work is completed, ensuring your home is protected immediately.